作者：
1.把你现有的财富做再投资。就像史诺德写到过的那样：『再小的资金也能变成大财富』——只要你管好自己不乱花赚来的钱。要让复利帮你赚钱。
Reinvest your profits. 『Even a small sum can turn into great wealth,』 Schroeder writes, if you」re disciplined to not touch your profits. Let the power of compound interest work for you.
2.要愿意与众不同，把自己区别於芸芸众生。做对自己和自己的处境有利的事儿。
Be willing to be different. Don」t follow the herd. Do what is best for you and your situation.
3.永远都别吮手指。哦……这个该如何理解呢？巴菲特会根据已有的信息很快做出决定。我则倾向於坐下来、好好把事情理清楚。果断地做决定能够给你优势位置、并避免耽搁事情。
Never suck your thumb. Ah, how I could learn from this one. Buffett makes decisions quickly based on the available information. I tend to sit and stew about things. Acting decisively can give you an advantage and prevent procrastination.
4.在做交易以前一定要搞明白了。我成天为这事儿烦呢：在签合同以前一定要好好读清楚(特别当合同不是分期付款时)。条款一点一点读清楚，要知道自己正要做什麼。
Spell out the deal before you start. I stress this all the time: Don」t sign a contract unless you」ve read it (especially not a mortgage). Read the fine print. Understand the what you」re getting yourself into.
5.小开销也要谨慎。大事儿要紧这没错，但小事儿同样也是的。节俭对个人理财来说是重要的一环。这个原则对於投资同样适用，这也是为什麼我喜欢低成本指数基金的原因。
Watch small expenses. While it」s true that the big things matter, the little things do too. Frugality is an important part of personal finance. But this principle also applies when investing, which is one reason I」m a fan of low-cost index funds.
6.要限制自己借钱的数量。史诺德写过『靠信用卡和贷款度日是不会变成富翁的。』当然，用点儿小技巧是可以帮你买个房子、或者一辆新车，但是过多的借贷却会打破你的财政平衡。
Limit what you borrow. 『Living on credit cards and loans won」t make you rich,』 writes Schroeder. Sure, leverage can get you into a home or a new car, but too much debt is one of the biggest drags on your financial well-being.
7.要坚持。如果你知道你做的事是重要且正确的，那就要坚持下去。顽强地追逐自己的目标。要学会『向前摔跤』。
Be persistent. If you know what you」re doing is important and right, stick to it. Doggedly pursue your goals. Learn to 『fail forward』.
8.要知道什麼时候该退出。我曾经写到过沈没成本谬论的危险性。就因为你已经付了十美元去看夺宝奇兵4，不代表你就非要看完它。
Know when to quit. The other day, I wrote about the danger of the sunk-cost fallacy. Just because you」ve already paid $10 to see Indiana Jones and the Kingdom of the Crystal Skull, doesn」t mean you should sit through to the end.
9.评估风险。做决定前先问问自己『结果是什麼？』，这能帮助你在纠结著要做决定时看清楚所有可能发生的后果，并能指引你做出最明智的抉择。
Assess the risks. 『Asking yourself 「and then what？」 can help you see all of the possible consequences when you」re struggling to make a decision——and can guide you to the smartest choice.』
10.懂得什麼才是真正的成功？对我们每个人而言成功的定义都不同。找到那个对你生命真正有意义的、会对每一天都有影响的。专注其中。巴菲特说：『当你到了我这个年纪，你会重新评估你的成功，你会在乎那些你想爱的人是不是真的爱你，这是对你一生过得如何的终极检验。』
Know what success really means. Success is different for each of us. Find what it is that brings meaning to your life, what makes each day important. Make this your focus. Buffett says: 『When you get to my age, you」ll measure your success in life by how many of the people you want to have love you actually do love you. That」s the ultimate test of how you」ve lived your life.』 (广角辑)